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Kalkulator SIP

Hitung imbal hasil SIP

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Returns from funds go up and down; a steady rate is an assumption for planning, not a promise.

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How to use the SIP calculator

  1. Enter your monthly SIP amount, the expected yearly return and the number of years.
  2. Add a lump sum if you are investing one now.
  3. Read the estimated value and the year-by-year table.

The SIP formula

With installments at the start of each month, the future value is P × ((1 + i)ⁿ − 1) ÷ i × (1 + i), where P is the monthly investment, i the monthly rate and n the number of months. ₹5,000 a month for 10 years at 12% comes to about ₹11.6 lakh.

Pertanyaan umum

Are SIP returns guaranteed?

No. Mutual fund returns go up and down with the markets. A fixed rate is a planning assumption, not a promise.

Is anything sent anywhere?

No. The calculation happens in your browser, and your numbers never leaves your device.