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复利计算器

看看储蓄如何增长

在浏览器中运行 · 无需上传

此工具及本页说明目前仍为英文。功能完全相同:一切都在你的浏览器中运行。

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  • 任何内容都不会离开你的设备
  • 服务器不限制文件大小
  • 无需注册,无水印
  • 免费

How to use the compound interest calculator

  1. Enter a starting amount, what you add each month, the yearly rate and the number of years.
  2. Choose how often interest is compounded.
  3. Read the final balance and the year-by-year table, or download it.

How compounding works

Interest is added to the balance, and then it earns interest too. The formula for a single amount is A = P × (1 + r/n)^(n × t). With monthly additions, the calculator works month by month, using the monthly rate that matches your compounding.

常见问题

Does it include inflation or taxes?

No. Results are before tax and in today's money terms. Use a lower rate to allow for inflation.

Is anything sent anywhere?

No. The calculation happens in your browser, and your numbers never leaves your device.