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주택담보대출 계산기

주택담보대출 상환액 계산

브라우저에서 실행 · 업로드 없음

이 도구와 페이지의 안내는 현재 영어로만 제공됩니다. 동작은 똑같으며, 모든 처리는 브라우저에서 이루어집니다.

– Monthly payment
  • 아무것도 기기 밖으로 나가지 않음
  • 서버의 파일 크기 제한 없음
  • 가입 불필요, 워터마크 없음
  • 무료

How to use the mortgage calculator

  1. Enter the home price and your down payment, as an amount or a percentage such as 20%.
  2. Enter the interest rate and the term, for example 30 years.
  3. Read the monthly payment, the total interest and the schedule.

What the payment includes

The payment shown is principal and interest. Lenders often collect property tax, home insurance and mortgage insurance in the same monthly payment (an escrow account): add those to see your full monthly cost.

자주 묻는 질문

How much should the down payment be?

Many lenders ask for 20% to avoid mortgage insurance, but loans with 3% to 10% down exist. A larger down payment means a smaller loan and less interest.

Is a 15-year or a 30-year mortgage better?

A 15-year mortgage has higher payments but costs far less interest. Try both terms here to compare the totals.

Is anything sent anywhere?

No. The calculation happens in your browser, and your numbers never leaves your device.