Hypotheekcalculator
Een hypotheeklast berekenen
Werkt in je browser · Geen uploads
De tool zelf en de uitleg op deze pagina zijn voorlopig in het Engels. Hij werkt hetzelfde: alles gebeurt in je browser.
Principal Interest
Payment schedule
| Year | Payment | Principal | Interest | Balance |
|---|
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- Niets verlaat je apparaat
- Geen groottelimieten van een server
- Geen aanmelding, geen watermerk
- Gratis
How to use the mortgage calculator
- Enter the home price and your down payment, as an amount or a percentage such as 20%.
- Enter the interest rate and the term, for example 30 years.
- Read the monthly payment, the total interest and the schedule.
What the payment includes
The payment shown is principal and interest. Lenders often collect property tax, home insurance and mortgage insurance in the same monthly payment (an escrow account): add those to see your full monthly cost.
Veelgestelde vragen
How much should the down payment be?
Many lenders ask for 20% to avoid mortgage insurance, but loans with 3% to 10% down exist. A larger down payment means a smaller loan and less interest.
Is a 15-year or a 30-year mortgage better?
A 15-year mortgage has higher payments but costs far less interest. Try both terms here to compare the totals.
Is anything sent anywhere?
No. The calculation happens in your browser, and your numbers never leaves your device.